Insurance Basics For Riders: PIP, UM, And Property Damage
Personal Injury Protection (PIP) can cover medical bills and part of lost wages, depending on your policy. If the at-fault driver is uninsured or underinsured, your own UM/UIM coverage may step in. When a bike is totaled, we walk through valuation disputes, aftermarket parts, and repair or replacement options while the injury claim moves forward. Timoll Law Group coordinates these benefits so your treatment stays on track.



